This is a complicated one... It probably does what it is meant for, but I haven't yet found use for it. Wearing this on too of your shirt, just stamps you as a tourist from far away. Under the shirt, it's just a pain to get to.Also it's kinda missing a third strap, so it would fit comfortable like a shoulder holster.Recently, I was given a medical device to attach to my body. Clipping it to my belt was very inconvenient and the line from it attracted the attention of others. This holster has made me feel more at ease. No more questions and unwarranted looks.This pouch worked great during my trip to Europe last year. It could be concealed fairly well under my shirt, and was easy enough to access if I needed to. My only complaint is that the strap could get a little uncomfortable sometimes.The wallet feels like it is made of good quality material and the adjustable strap is great for all sizes. Word of caution, adjust the strap longer than necessary, if you have it too close to your neck it can cause some neck pain.Outer pocket is a perfect fit for my iPhone 5s while the inner pocket can accommodate larger objects. It is so light and comfortable that it is easy to forget that you have it on. Very well-made with quality zippers. When not available on Amazon, you can usually find it on other web sites.You can forget you have it onThe zipper got stuck and I had to cut it open, it felt nicer than the stiff travel master.nice product. My gramma is using it and she likes it. A bit hard to put on but very comfortable.I like that there are 2 pockets and the strap is strong and adjustable, so it can be work around the neck and one shoulder like a holster. I would have preferred the straps to start at the top of the bag, rather than an inch below the top. This means that the bag can flap at the top, unless a straight object like a small book or passport is in there to hold it up.I appreciate the seller sending me the black version, after an email request. However, it would be more sensible for the seller to provide this option on the Amazon website, so no email would be needed.Slim and unobtrusive (so unlike its new owner), this is ideal for currency and credit / debit / ATM cards. Passport, too. It's nicely made and the backing is soft against the skin. Only slight quibble is the flat cotton strap (actually two straps which pass through a sprung plastic clamp, enabling you to adjust the length of hang - if you'll excuse the expression) was nice and flat on one side and twisted all to billy-oh on the other. So a little un-knotting, clamp removal, straightening and reassembly was needed. Shouldn't have been necessary but it's a minor niggle; this arrived in 18 hours (by Prime) for 6 quid - and probably travelled more than half way round the planet beforehand after being made in Bangladesh or somewhere. It would be churlish to complain.Light, comfortable and unobtrusive. I wore it for two weeks touring Germany by train and frequently forgot I was wearing it.Just returned from Ukraine, where you need your passport with you at all times but heaven help you if you lose it. I started off with one of those round-the-waist money belts, but that tended to crumple the passport, was a fiddle to get at if you needed to show documents, and not that comfortable to wear all day, especially when hot. Fortunately I'd also taken this, which hangs round the neck, light & unobtrusive, easy to get at if you need it, doesn't crumple the contents. I got used to wearing it all the time, wasn't any bother at all.The only reason I don't give it 5 stars is because I too received a black one, when I would have preferred a lighter toned one, especially as I tend to wear white linen shirts a lot when travelling. However in most cases even the black one wasn't visible - I asked Mrs Cat if she could see where I was wearing a money belt, and she couldn't, except under a very open-weave shirt. So I will definitely be taking this with me again (but also looking out for where I can get a lighter-toned version...)Used this on a recent long haul teip and it was comfortable to wear under my shirt and held my passport and money very effectively and safely. The quality of the manufacture was good with secure stitching, materials that did not itch, scratch or result in persperation -and the zips on the pockets of good quality